This weekend I decide to grow the fvck up and move back in with my parents.Tags: moneyz
One of the continuing themes of my adult life (which began on the very day I opened my student account) is being overdrawn and in debt. I don't think I've been in the black financially at any time since 2004- even if you ignore student loans. It's an impressive series of balance transfers, debt shuffling, flexible loans and hefty overdrafts I've been cycling through since my late teens. Actually going back through accounts its clear that had I applied myself more vigorously I could have been an effective con woman/financial trader/contender.
I wrote this all on Monday. Then I sat the fvck down and did a proper budget based on my earnings and outgoings, rather than a weird amount it turned out I had plucked out of the air. And it turns out everything is basically fine, as one might expect, and as one of the kids in IT points out early on (though I now realise based on the full plot of the novel was probably King taking a stab at literary irony). So yes, I will have to live to a budget for a while, and yes my parents now know just how rubbish I have continued to be with dosh as does Boyface (who didn't look as surprised as I had imagined he would). But maybe THAT'S the lesson I should have learned about growing up: it's owning up to your terrible mistakes, not necessarily trying to correct them by going to hide and cry in your teenage bedroom. I say SHOULD have learnt because I'm not actually 30 yet (12 glorious days to go), so I can chalk it up to my irresponsible 20s and forget by this time next year.